Oak Ridge Financial offers a wide range of Life Insurance and Tax
Deferred Annuity products for estate protection. Some
of these products include:
Life Insurance:
- Term Life Insurance - used to provide a specific level of protection for a specific period of time.
- Permanent Life Insurance - used to provide protection over the course of your entire lifetime.
Tax Deferred Annuities:
- Variable Annuity - a contract between you and an insurance company where the investor invests in underlying subaccounts that invest in stocks, bonds and money market instruments
- Fixed Annuity - a contract between you and an insurance company where the insurer guarantees a minimum rate of interest and the dollar amount of periodic payments.